Our Services
Fractional & Outsourced CFO Services
A fractional CFO (also called an outsourced CFO) gives your company senior financial leadership on a part-time basis: forecasting, cash management, board and investor reporting, and strategic guidance, at a fraction of the cost of a full-time hire. Percipio embeds an experienced CFO and supporting FP&A team directly into your business, working from books our own accounting team keeps current instead of thirty days stale.
Who this is for
- Venture-backed startups from seed through Series B that need investor-grade financials, burn discipline, and a finance partner who has sat in the board meeting before
- Founder-led companies doing $2M-$50M in revenue that have outgrown bookkeeping but are not ready for a $250K+ full-time CFO
- Companies approaching a transaction: raising a round, preparing for diligence, or positioning for an exit
If you are asking questions like “how many months of runway do we actually have,” “what should our margin look like at scale,” or “will these financials survive diligence,” this is the service that answers them.
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Forecasting and planning
- Annual operating budget and rolling reforecast
- Driver-based financial model (revenue, headcount, unit economics)
- Scenario planning: hiring plans, pricing changes, fundraise timing
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Board and investor reporting
- Monthly reporting package: financials, KPIs, variance commentary
- Board deck financial sections and pre-read support
- Investor update metrics and data-room readiness
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Cash and runway management
- 13-week cash flow forecast, maintained weekly
- Burn and runway reporting with early-warning thresholds
- Working-capital and vendor-spend discipline
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Strategic finance
- Fundraise support: model, narrative, diligence preparation
- Pricing, margin, and unit-economics analysis
- M&A readiness in partnership with our M&A advisory team
How the engagement works
You get a named senior CFO, supported by our FP&A and accounting team, on a monthly retainer scaled to your stage. Most clients start with a focused first month (model rebuild, reporting package, cash forecast) and settle into a monthly rhythm of reporting, forecasting, and on-call strategic support. No long-term lock-in; the engagement scales up toward a transaction and back down after.
Because Percipio also runs client accounting and tax under the same roof, your CFO works from books we keep current, not from exports we wait on. That is the difference between advice about last quarter and decisions about next quarter.
Why Percipio
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Current books, faster answers
Our delivery team keeps close and reconciliation tight, so CFO hours go to decisions instead of cleanup.
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Full stack under one roof
Accounting, FP&A, tax, and M&A advisory in one team, so nothing falls between vendors.
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Senior-only staffing
The person in your board meeting is the person doing the work: experienced CPAs and finance operators, not a leverage pyramid.
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From first model to exit
We have carried clients from seed-stage models to sell-side diligence.
Frequently Asked Questions
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What does a fractional CFO do?
A fractional CFO provides the leadership layer of a finance function part-time: forecasting, cash management, board and investor reporting, fundraising support, and strategic decisions like pricing and hiring plans. Execution (bookkeeping, close, payroll) is handled by the accounting team underneath, which Percipio can also provide.
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How much does a fractional CFO cost?
Fractional CFO engagements run a monthly retainer that is a fraction of a full-time CFO’s fully loaded cost of $250,000-$400,000 per year. Pricing depends on company stage, reporting cadence, and how involved you need the team to be; an intro call is the fastest way to get a quote matched to your situation.
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What's the difference between a fractional CFO and an outsourced CFO?
In practice they are the same service under two names: senior CFO leadership delivered part-time by an external partner instead of a full-time hire. “Fractional” emphasizes the share of a CFO’s time you engage; “outsourced” emphasizes that the function lives outside your payroll. Percipio delivers both under one engagement: a named CFO backed by a full accounting and FP&A team.
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What's the difference between a fractional CFO, a controller, and a bookkeeper?
A bookkeeper records transactions. A controller ensures the books are accurate, closed on time, and compliant. A CFO uses those numbers to make forward-looking decisions: forecasting, fundraising, pricing, and strategy. Most growing companies need all three layers; a fractional model lets you buy each at the dose you need.
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When should a startup hire a fractional CFO?
Common triggers: preparing to raise a priced round, passing roughly $1-2M in annual revenue or spend, a board asking for reporting the founder cannot produce, or the first time a runway question does not have a confident answer. Earlier is cheaper than later; rebuilding a model during a live fundraise is the expensive version.
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Do you replace our existing bookkeeper or accounting firm?
Not necessarily. We can layer FP&A and CFO support on top of an existing bookkeeping relationship, or provide the full stack. Most clients consolidate with us over time because one integrated team closes faster than two coordinating vendors.
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Do you work with companies outside Nebraska?
Yes. The team is Nebraska-based and works with growth companies nationwide, including venture-backed startups on the coasts. Everything about the engagement is built to run remotely.